List of IFSC code, MICR code and addresses of all bank branches in India. Find verified IFSC codes quickly to use for NEFT, RTGS & IMPS transactions. How Can You Find the IFSC Code Using the ifsccodesinbanks.com? All you need to do is know the name of your bank and branch. Just use the box to enter the bank name and select the branch accordingly. The drop down list will then help you find the correct IFSC Code of your bank branch. You can also get the complete details of all the branch by entering Bank IFSC & MICR Codes.
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IFSC Code, MICR code List of all banks in India is given below. Click for more information about the bank and its services. To find details of other banks, use the form below.
What is IFSC Code?
IFSC Code (Indian Financial System Code?)
It is a 11-digit alphanumeric code that is used for NEFT, RTGS and IMPS fund transfers. IFSC CODE of all banks are assigned by the Reserve Bank of India (RBI). Each code is a unique one and helps in the identification of a specific bank branch.
The first four digits of the IFSC code represents the name of the bank, while the fifth digit is "zero" (0), which is reserved for future use. The last 6 digits denote the name of the specific bank branch. For example, the SBI IFSC code of the SBI bank branch in Indiranagar is SBIN0003301.
IFSC code is mandatory for fund transfers initiated through net banking. To know the IFSC code of a particular bank branch, you can look it up online. This 11-digit code is also printed on the cheque leaf that is issued by the concerned home bank branch.
What Can You Use the IFSC Code For?
You can use the IFSC code to facilitate transfer through the National Electronic Fund Transfer (NEFT) and Real Time Gross Settlement (RTGS). These are mechanisms to transfer money quickly within the same day without the use of cheques.You can first scroll down the list to find the IFSC code of the bank and branch you wish. You can then approach your bank with the IFSC code and the name of the payee to facilitate transfer. Those who are doing an online transfer through the net can use the same mechanism by keying in the IFSC code and the name of the payee.
What is NEFT (National Electronic Fund Transfer system)?
The National Electronic Fund Transfer is also called NEFT. It is a mechanism for transfer of funds online thus eliminating altogether the need for cheques.The transfer of funds through NEFT can be initiated in just a few hours for which your IFSC code is a must. Generally smaller sums are transferred through the NEFT while larger sums are done through the RTGS route.